MortgageFlex Adds Access to Mortgage Insurers

Standardized MISMO Technology is the Conduit

 

Jacksonville, FL. (December 12, 2008) – Lenders using the LoanQuest loan origination system from MortgageFlex Systems now have easy interface with a broad selection of mortgage insurance providers with an enhancement of the LOS.

 

Lenders utilizing LoanQuest can now select the following mortgage insurers:

·              Mortgage Guaranty Insurance Corporation  (MGIC),

·              United Guaranty Insurance Company (UGIC),

·              Republic Mortgage Insurance Company (RMIC),

·              PMI Mortgage Insurance Company.

 

“LoanQuest compliance with MISMO standards allows us to provide our customers with a choice of mortgage insurers,” said Craig Bechtle, Chief Operating Officer, MortgageFlex Systems. “We are capable of interfacing easily and quickly with any vendor that supports the MISMO XML format.”

 

Mortgage Insurance protects lenders in the event of borrower default on residential first mortgages and aids the sale of low down-payment mortgages in the secondary market.

 

As real estate value continues to decline, borrowers are facing higher LTV values and consequently are required to purchase MI.  According to the Mortgage Insurance Companies of America, there was $776 billion in private mortgage insurance effective as of September, approximately 10 percent of the total loan market.

 

The ability to exchange “standardized” data promotes a more competitive atmosphere so lending systems are not locked into a single MI vendor and lenders can use their MI company of choice.

 

 

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About MortgageFlex Systems Inc.

MortgageFlex Systems, Inc., a provider of innovative software and systems solutions to mortgage companies and lending institutions, was named one of the “Top 50 Providers of 2007,” by Mortgage Technology Magazine. Headquartered in Jacksonville, Fla., the company, which began operations in 1980, launched LoanQuest in 1984, the industry’s first fully integrated product suite designed to simplify loan origination. For information about products and services, please call 800-326-3539 or visit www.mortgageflex.com. Media inquiries may be directed to Joyce Saunders at 904-356-2490, ext. 3260.